FWF Chapter 152 Father and Son
Chapter 152 Father and Son
Chapter 152 Father and Son
Chen Yongbin's family can only help their son-in-law for this sake.
Chen Yongbin and his eldest son both built new houses and moved in after finishing the decoration.
At this stage, basically no big money can be made.I can only actively donate blood in order to reduce some of my son-in-law’s medical expenses.
The bulk of the medical expenses are still borne by the daughter and son-in-law themselves.
The relationship between daughter and son-in-law is very deep.She has repeatedly stated: No matter how much money is spent, she must save her husband's life!
Chen Yongbin's wife, also affected by her daughter, was moved with kind thoughts.Thinking about the 8 yuan saved by my two elders, should I first lend it to my son-in-law to save my life? !
So the mother mentioned to her daughter: The 25 savings in her daughter's hand has been used up, and she still has tens of thousands of dollars on her side, which can also be used for emergencies.
The daughter in turn comforted her mother, saying that she had just checked a lot of information from her husband's mobile phone.I know that there are still many friends and bosses who owe "shipping fees" to her husband, and they haven't settled all of them yet.
She has started calling one by one, contacting those bosses and friends who commissioned her husband to deliver goods.
The daughter dared not disclose the news that her husband is now "unconscious", and only said that he was in an emergency, had just had an operation in the hospital, and was in urgent need of money.If the other party has enough money, they must settle the previous "shipping fee". Both she and her husband are very grateful.
In this way, they made phone calls one by one like "debt collection", but gradually recovered more than 10 in shipping fees.
With these recovered debts and previous savings, the cost of the son-in-law's hospitalization can still be supported for a period of time.
I hope he can get better, she is not afraid of spending money.
Hearing what my daughter said, the parents feel a little more at ease.
The daughter is not at the point where "the mountains and waters are exhausted", and she is absolutely unwilling to use the tens of thousands of yuan of her parents' pension savings.
However, at this point, the family of his daughter and son-in-law is facing an "unprecedented crisis", and Chen Yongbin can no longer borrow 17 yuan from his son-in-law who is "difficult to protect himself" to make up the down payment for "first-line land".
Liang Teng and Wu Xia were unaware of the misfortune that happened to Chen Yongbin's daughter.
The two of them are actively contacting three owners in "Jiuji Town" who are willing to sell "first-line shops".
Liang Teng originally planned to agree with the three companies on a plan of "making up the price difference" to facilitate Chen Yongbin's purchase of one of the three real estate properties.
The ideal is very plump, but the reality is very skinny.
In other words, Liang Teng overestimated his credibility too much.
You think that you are very generous in "making up the difference" in order to facilitate Chen Yongbin's purchase of "first-line shops" in the town.But the owner of the "first-line store" is not familiar with you, and you have not reached the influence of a "household name" celebrity, so why should they believe that you will fulfill your promise and make up the "price difference"?
Using the most normal way of thinking, you, Liang Teng, have no benefit but are so active in spending money to "make up the difference". Maybe you are the one invited by "Chen Yongbin" to "sing the double reed"!
What if the price was lowered and sold to Chen Yongbin according to the price offered by Chen Yongbin, but no one came to "make up the difference" in the end?Who is the seller to cry to?
Liang Teng didn't dare to reveal his real intention, because he had taken a fancy to the Chen family's ancestral wooden house.Changed ways to urge Chen Yongbin to "sell his ancestral property" to collect money to buy "first-line shops" in "Jiuji Town".
The value of the dilapidated wooden house is astonishing, and this secret must not be leaked out.As the saying goes, "money should not be revealed. White", let people know that the value of the wooden house is calculated in units of "[-] million".There is a high probability that it will attract batch after batch of "destroyable" "horsecute"!
Liang Teng was cornered, so he gritted his teeth and decided to sell all the three "first-tier shops" in "Jiuji Town" directly, right? !
It's about 200 million to die.
Liang Teng could still afford the money.
Compared with the "Little Leaf Rosewood House" worth more than 10 billion, this more than 200 million should be regarded as part of the initial investment.
The money seems worthless.
The mess must be cut quickly.This matter cannot be dragged on for too long.
First of all, we must find out the details of these three "first-line shops", and we must not leave some wrangling disputes.
"Uncle" has a lot of connections in the third-rate and nine-sect religions, and he is a native of "Jiuji Town", so he has many connections in the local area.
Liang Teng asked his "uncle" to find out about the owners of the three "first-line shops".It mainly depends on whether there are property rights disputes?
It would be even better if we could collect the reasons why the "proprietors" want to sell the "first-line shops" in a hurry.
Those information are very valuable.It can even directly influence Liang Teng's final decision.
The first is the four-story "first-line commercial building" covering an area of 110 square meters.
According to the information inquired by the "uncle", the 110-square-meter pavement and the next three pavements of 130 square meters, 60 square meters, and 60 square meters were originally the land of one family.
The owner's name is "Mei Tingqiu".
Why did Mei Tingqiu get such a large "pavement" house in the first place?
That's because decades ago, when this old street was not planned to be built as a street, it belonged to the collective land of "Darong Village".
Mei Tingqiu is the cashier of the "Darong Village".
At that time, the collective land in the village was extremely cheap. With 200 yuan, you could buy 100 square meters.
Mei Tingqiu "gave all he had" and spent 1600 yuan to buy 800 square meters of land.
He even advertised to his relatives, encouraging everyone to come and buy land.It's cheap.
However, relatives with rural hukou cannot afford to buy land; urban relatives have spare money to buy land, but they think it is "collective land" and cannot transfer it to their own names.Lack of interest in buying.
Only Mei Tingqiu was the most active in buying.
In his own words, he could not borrow money at that time, and his own savings were only 1600 yuan.If he can borrow money, he will buy at least 10 mu of land.
10亩地，就是6666平方。按照200元购买100平方，他需要支付1万3千3百多块钱。
Ten thousand yuan households were like "phoenix hair and scales" back then, and Mei Tingqiu wanted to borrow more than [-] yuan, which was tantamount to "an idiot's dream".
It is already a great blessing to be able to get 800 square meters in the end.After that, Mei Tingqiu spent a lot of money to build a one-story firebrick house on the land of more than 1 mu.
As a result, more than ten years later, "Jiuji Town" planned a main street and requisitioned a lot of land.
Mei Tingqiu's 800-square-meter land has been requisitioned for more than half, and it is more than 400 square meters.
But his remaining house of nearly 400 square meters has become a "first-line pavement" along the street.
In addition, a sum of compensation was received.
The third advantage is that his remaining nearly 400 square meters of collective land has been converted into state-use land after paying various fees.If you really want to buy and sell, this place is even more valuable.
But Mei Tingqiu never thought of selling the land.
With nearly 400 square meters, Mei Tingqiu arranged it like this: He has two sons and two daughters.Then the eldest son will be divided into 110 flats, the second son will be divided into 130 flats, and the two daughters will be divided into 60 flats each.
Not to mention that the second son got more land than his brother.In fact, as the eldest son of the Mei family, he has the right to choose first.The reason why "the eldest son of the Mei family" chose the 110-square-meter land that is slightly less than that of his younger brother is mainly because this land is "light on three sides".
In addition to "lighting" at the front and back, there is also a small path on the side.So it can be lit on three sides.
In addition to the advantages of "lighting", this kind of plot can also open "doors" for entry and exit on the side.In this way, it does not have to be like a deep plot with only front and rear lighting, but more space must be occupied for "passages", stairwells, and "patios".
The eldest son of the Mei family chose a 110-square-meter plot with "three-sided light" to build a house.
The eldest son of the Mei family actually knows how to choose.
As for the remaining 60 square meters each, it belongs to the two daughters.
In rural areas, this kind of thing is quite rare.After all, the family property is left to the son, not to the daughter.
But Mei Tingqiu loved her two daughters more, so she gave them 60 square meters each.But they needed them and their son-in-law to "buy" from Mei Tingqiu in name, and each gave him 4 yuan for the land purchase.
In name, this is not a "free gift".
The two sons can't have any opinions!
Mei Tingqiu took the compensation money from the land expropriation and the land purchase money from her two sons-in-law. In addition, she also borrowed a lot of money from many relatives and friends with subsidized interest, and finally got enough to cover the cost of building the house.
On a land of 240 square meters totaled by the two sons, a four-story building was built in one breath.
After the house is built, it needs to be renovated.After Mei Tingqiu built such a big house, he was also heavily in debt.
But he has his own "debt repayment plan", which is to use the rent of the rented shop and apartment to repay the debts of relatives.
After slowly paying off all the debts, he can be a free "rent collector".
However, Mei Tingqiu really overestimated the "patience" of those relatives and friends who lent him money.
In today's world, those who are willing to lend him money are all greedy for the 2 cents a month he promised.
After Mei Tingqiu built the house and rented it out, he found that the shop rent and rent he collected for the entire building alone were not as much as expected.
These rental incomes alone are increasingly unable to support the high interest expenses.
He called dozens of relatives and friends who lent him money one by one, and told them that the monthly interest of 2 cents would be reduced to 1 cent.
When the relatives and friends heard that the interest income had shrunk by half, they all expressed that they would get back the principal.No more borrowing.
But how can Mei Tingqiu have the money to pay off all the loans from relatives and friends at once?
Ever since, either this relative or that friend, someone always came to force him to pay back the money every once in a while.
It is too disturbing.
Mei Tingqiu was in a tense state all day long, and Mei Tingqiu was in unbearable pain.He, who was already thin and weak, felt more and more exhausted.
This state lasted for a long time.
His children insisted that he go to the hospital for a comprehensive physical examination, and they found that he had lung cancer and it was still in the advanced stage.
In this case, his life entered a "countdown".
He is also a responsible father. In order not to waste money on ineffective treatment, he firmly refused to go to the hospital for chemotherapy.Only willing to eat cheap traditional Chinese medicine, conservative treatment.
Use the money saved to pay off debts to relatives and friends.He didn't want to leave the debt to his grandchildren to pay it off.
So I called my relatives and friends one by one, don't calculate that little interest with him who is "not much time".He strives to repay all the principal within his lifetime.This is very hard work.Interest will no longer be calculated from the date of "Notification"!
The pleading full of pathos seems to have had a certain effect.Many relatives and friends are not easy to recover interest, and there is no limit on the time for him to repay the debt.Just let him pay it back slowly.Anyway, he has such a big house there, which has monthly rental income.The debt is still late, and it will not become a dead debt.
Mei Tingqiu's illness has been delayed for a year and a half since it was discovered, which is quite a long time among patients with the same conditions.
Within a year and a half, he finally paid off all the loans.I got back IOUs written in his own handwriting from dozens of relatives.
At five o'clock in the morning on the third day after Mei Tingqiu paid off all the loans, he passed away in a coma.
Although Mei Tingqiu did not have much ability in his life, he purchased high-quality real estate in the early years, and he did not hesitate to borrow money to build a 4-story building.
Just from the "rent" of these shops and houses, I have a fixed income of about 5 yuan every year (excluding the shops for my two daughters).These "rents" are used year by month to pay off the debts of relatives and friends.
The debt was finally paid off, and Mei Tingqiu was gone.
Not long after, the two sons formally drew up a "separation agreement". Witnessed by their mother and two older sisters, they signed their names and pressed their fingerprints, and the family was completely separated.
After about two or three years, the eldest son of the Mei family entered the peak period of his "career".
The eldest son of the Mei family is not a person who can study and make progress. He came out to make a living early.He drove a taxi, sold mineral water in his own store, filled gas for others, and opened a motorcycle shop (trams were not yet popular at that time, and motorcycles were still one of the main means of transportation in the city).
But the eldest son of the Mei family is relatively bad.His family is well-off, and he doesn't know how many times he has paid off his debts outside.
The wife he married was also a countryman from the county.The contacts that the Mei family found worked as a toll collector at the very profitable "circle-city office" in the county.
Seeing that the eldest son of the Mei family is not making progress, his wife has threatened to divorce many times.As a result, that year, the county's "Circle City Office" was abolished, and his wife stopped getting a divorce.
The wife who was a "toll collector" received tens of thousands of severance pay.In addition, I have tens of thousands of savings from working in the past.It's a small fortune.I just want to do some quick money business.
She was introduced by someone to help a large underground "code. line" as a "counter".
I have seen too much how fast the boss of "Code.Xing" is "making money every day".The eldest son's wife couldn't help feeling itchy.
She discussed with her husband that she also wanted to take a stake in this kind of underground "banker" business.
The eldest son of the Mei family happened to be crazy about money.
His family has now paid off their old debts and separated from his brother.He also collected the shop rent and rent of the real estate assigned to him.A total of about 2.5 rents are received each year.
The rental income is more than the annual income of a person working in a coastal city at that time.If the eldest son of the Mei family lived a more thrifty life, it would be barely enough.
But both he and his wife are bent on doing big business and making big money.The rental income can only support daily life and cannot be invested in the big business of "being a banker", so the two parents-in-law boldly borrowed money.
Before Mei Tingqiu built a house, he had already borrowed all the richer relatives and friends he knew at home, and then it took four or five years to repay the debt like a "long stream", and the "interest" promised was wiped out.Under such circumstances, who would lend money to the eldest son of the Mei family?
The eldest son of the Mei family had no choice but to borrow high profits. He borrowed 30 yuan, plus the 20 yuan he had saved with his wife, and made a total of 50 yuan to invest in the "manufacturer" business.
In the first two or three years, I really made money.
After investing in this kind of underground business, in the first year, the eldest son of the Mei family bought a "Pasat" with all the money.This thing was really expensive back then, and I spent more than 20 yuan to buy a brand new one, just to pretend.
Perhaps, it is also because the eldest son of the Mei family prefers "Volkswagen" cars.In fact, more than 20 yuan was used to buy a car back then. Audi, Crown and other famous cars can all be bought.He just bought a Passat.
This car is not well-known among ordinary people.In later generations, the price cuts were even more severe. 10,000+ can buy a simple configuration.
It's really not a shame to drive it out, right?
However, it cost 24 yuan to buy this car back then.
In the second year after that, the eldest son of the Mei family and his wife became more and more outstanding.I also picked a local elevator boutique real estate, and bought a 130-square-meter large suite with full payment.
This suite cost them nearly 30 yuan.
After that, it was decoration, which cost more than 10 yuan.
On the day of the wedding banquet, the eldest son of the Mei family and his wife were really "infinitely beautiful", looking like proud bosses.
Even the wife of the second youngest of the Mei family looked at her and praised, "The elder brother's family is really rich." The implication was that she felt a little disgusted that her husband was not capable of making money like his elder brother.
As a result, in the third year, the business invested by the eldest son of the Mei family and his wife gradually went downhill.A year is not as good as a year.
It is said that in order to maintain the daily turnover of the business, the two parents-in-law borrowed more and more debts.They are all high-interest ones.As a result, the profits rolled over and over again, and later I owed a huge sum of millions, which was difficult to repay.
Zhuang's friends who partnered with them had already withdrawn and stayed away.
If the business loses money, at most people will stop doing it.But it is difficult for the eldest son of the Mei family to stop.After all, he was in debt to do business.
Don't do this business anymore, but the debts he owed before can't be avoided.must be paid.
So, within three years of their success, the eldest son of the Mei family began to sell off their property to pay off debts.
The first to sell was the "Passat".
It has been opened for more than three years and almost four years, and the price is directly discounted by half, that is, more than 10 yuan and then transferred to a friend.
Then he sold the elevator room he bought in the county.
Because the local housing prices have been rising over the past few years, the price of this suite is nearly [-]% higher than the original price, but the cost of decoration is included, which just offsets the increase in housing prices, which is considered a flat cost.
But these "cash out" money plus one yuan are far from enough to repay the huge debts owed by his two in-laws.
The creditor finally forced his two parents-in-law to sell the front-line commercial building in "Jiuji Town".
The eldest son of the Mei family wants to sell it more expensive.After all, the annual rental income of this building has risen to almost 4 yuan a year.According to the market price, the reported selling price is 110 million. In fact, it only takes 20 years to basically recover the cost of buying the house by rent (after all, the rent will keep rising).
But the local real estate agency said: the local price is like this, and the land price of 1 yuan per square meter of "first-line shop" is neither expensive nor cheap.If you want to rush to sell, it is impossible to set a price that is too outrageous.
The "creditor" of the eldest son of the Mei family forced him to list the first-line commercial building for sale at the price quoted by the intermediary.
Of course, the local real estate agency would not tell Liang Teng and Wu Xia about the inside information mentioned above.Perhaps, even the intermediary may not know the detailed situation of "the eldest son of the Mei family".
But the "uncle"'s contacts are indeed quite powerful, and he can even find out all the details of the other party.
Liang Teng learned from his "uncle" the truth that the homeowner was eager to sell the "first-line commercial building".Since there is no special trap in it, it is just a normal emergency sale of real estate under the name to pay off the debt.
Liang Teng no longer hesitated, and soon the intermediary came forward to contact the Mei family's eldest son and his wife, and signed a house purchase agreement with them.
After agreeing to complete the transfer procedures, Liang Teng will transfer 110 million directly to the other party's account.
If the house payment is not received on the day the transfer procedures are completed, the other party has the right to apply to the relevant department for cancellation of the transaction.
In fact, this transaction agreement guaranteed Liang Teng's rights and interests.It is more troublesome for the eldest son of the Mei family.
The trouble is that the full payment is made only after the transfer of the land certificate and real estate certificate.If Liang Teng maliciously delays and refuses to pay the money, although the other party can apply to revoke the completed certificate according to the agreement, it is quite troublesome.
However, the eldest son of the Mei family was really pushed too hard by the creditors.After finally meeting a buyer like Liang Teng who was willing to pay in full at one go, he had to sign an agreement with Liang Teng according to the requirements of the creditors.
Facts have proved that Liang Teng's reputation is completely fine.
On the day the first-tier commercial building was transferred to his certificate, Liang Teng transferred 110 million without hesitation to the bank account under the name of the eldest son of the Mei family.
From the beginning to the end, the creditors who forced the eldest son of the Mei family to sell the ancestral building never showed up.And Liang Teng also repeatedly confirmed that it was the bank account of the eldest son of the Mei family before sending him the money.
This means that Liang Teng only deals with you, the eldest son of the Mei family, from the beginning to the end.
As for the debt relationship between the eldest son of the Mei family and other people, Liang Teng doesn't care about it.
In this way, Liang Teng got the first "first-line shop" in "Jiuji Town".
Of course, he didn't take it for himself.After all, even if this building is a first-tier building, it will take about 20 years to pay back its capital.Liang Teng has not invested in a single piece of land since his business went smoothly this year, and it will take 20 years to pay back.
The main purpose of Liang Teng taking this land was to transfer it to Chen Yongbin, so that he would worry about money.How can Chen Yongbin, a plasterer, make quick money?
Liang Teng's move can prompt him to "sell" his "ancestral property" including the old wooden house.
In order to achieve the above purpose, Liang Teng wanted to sell the first-line commercial building to Chen Yongbin, and he didn't even plan to sell it to him at the original price. The plan was to sell it to him at a [-]% discount.If necessary, you can even sell it to Chen Yongbin with a [-]% or [-]% discount.
After all, to secure his funds, Chen Yongbin must feel that the building is cheap enough.If you don't invest, you will regret it for the rest of your life.
(End of this chapter)